Your Florida House Buyer ® | We Buy Florida Houses Cash As-Is

Do You Own An Unwanted House - You Need to Sell Quickly? You Can Sell Your House in 10 Days or Less! We buy houses cash "As-Is" condition from home sellers looking to sell for many different reasons. Recent changes in the economy have created the need for more creative real estate solutions. There will always be a need for the traditional real estate market, but alternative solutions are important as well to keep the real estate market going. Sell My House Fast You may be a homeowner living in a home that has been subjected to years without the maintenance required to keep your home in prime condition. Illness, divorce, or just plain being to busy are a few common reasons for neglect. At any rate, when you finally decide that you are ready to buy a new home, you are stuck trying to sell an eyesore. You don't have the money or time to fix up your house. Who would buy a distressed in need of lots of repair house? We buy houses in any condition. We ...

There are many mortgage lenders to choose from. You should evaluate lenders on four key factors:       • Interest rates       • Closing costs       • Product offerings       • Customer satisfaction Interest rates Lenders charge different interest rates, so by shopping around, you could find a better deal for your mortgage. Interest rates are fairly consistent between lenders for fixed-rate mortgages, as lenders all base their rates on the national average and other factors. However, choosing a lender with a rate a few tenths of a percentage lower could still save you hundreds, potentially thousands, over the course of the loan. There are more differences between lenders with adjustable-rate mortgages. Lenders customize these loans because they have more flexibility to increase rates later. You should spend more time comparing lenders for an adjustable-rate mo...

Obtaining a mortgage requires several steps, including preapproval, appraisal and underwriting, before you’re ready for closing. 1. Prequalification   Prequalification will give you a quick estimate of how much you can borrow for your mortgage. You’ll share basic financial information, including your income, savings and outstanding debts. There’s usually no fee to get prequalified, and you can apply quickly by phone or online. However, getting prequalified doesn’t guarantee you’ll qualify for the mortgage. 2. Preapproval Preapproval is much more thorough than prequalification. The lender will review your financial situation, similar to when you officially apply for a mortgage. You may be required to pay an application fee. Expect to submit complete financial documents, including: W-2s for the previous two years Pay stubs Proof of bonuses Your most recent federal tax return Two to three months of bank and investment statements (such as brokerage, 40...

A cash for keys agreement is a contract between a mortgage lender and a homeowner that is struggling to pay his monthly obligation. Typically, the lender offers a cash incentive to the borrower for him to voluntarily vacate the property — free move out money . A cash-for-keys agreement is never mandatory, rather it is an option that some lenders agree to in certain situations in order cut their losses by avoiding lengthy and expensive foreclosure proceedings. In fact, most lenders will not offer “cash for keys” to borrowers in default; it is up to the borrower to propose this solution. “ Cash for Keys ” apply in two areas of real estate: loans and leases. In such a scenario, a cash for keys is a graceful exit that ensures that a homeowner vacates the property without having to complete the foreclosure process. On the other hand, landlords can negotiate cash for keys agreements when they want to get rid of tenants occupying their rental households. The tenant ...

The Appraiser's Role Constitutionally, the Property Appraiser is charged with the duty and responsibility of placing a fair, equitable and JUST value on all real and tangible personal property in its prospective County. Real property includes land and all buildings, structures, and improvements to the land. Tangible personal property includes machinery and equipment, fixtures, furniture, and other items owned and used for business purposes. To ensure that equality of valuations is achieved, a system of property appraisal based on modern, sound, and nationally accepted appraisal practices and principles. Valuations are kept up-to-date and are part of the permanent records of the County's office. As such, they come under the Florida's Public Records Law and are available for your inspection. In addition to appraising property, the Property Appraiser tracks ownership changes, maintains maps of parcel boundaries, administers home...

Depending on if you have equity in your home , or if you are upside down (owe more than the house is worth) we can help you get cash for your home. If you have enough equity, we can simply purchase your home very quickly so you avoid a foreclosure sale. In certain situations, where there is not so much equity, we may be able to offer you Cash in return for the deed to the house and our company would keep making the mortgage payments to the bank on your behalf. This is known as a “ Subject-to ” deal. Avoid Foreclosure – Get CASH For Your Home! As foreclosure rates hit record levels, more sellers are turning to short sales as a way to avoid foreclosure. Short sales are one of our expertise. We work with a team of short sale negotiators and real estate professionals that specialize in negotiating short sales on behalf of Florida & Maryland homeowners and our investment company as the buyer. It is well known that homeowners can receive up to $40,000 from the bank for...

If you have mortgaged your home and are unable to make the payments because of the housing market crash, the loss of your job or insufficient funds , then you must be worried about foreclosure . You may be receiving grave phone calls or visits to your home by people from the mortgage company who offer information and advice about what you should do. This is bad and often detrimental to your credit score . You could very well lose your property without making a profit . Trying to ignore the problem or letting others make decisions for you is not a wise move. It is best to study all the options available and make a decision yourself . There are quite a few options available . Bankruptcy must be your last option , as it drastically harms credit score ratings, and a bad credit score will adversely affect your chances of getting loans in the future and possibly jobs. There is however a temporary stay on the foreclosure process. Outright Sale If you have close family or...

Bankruptcy is the situation in which one has no funds and the debt that he or she has surpasses his or her income . Therefore, he or she gets stuck with no ability to pay . Bankruptcy is something that is taken very seriously by the lenders because it results to the default payment. The law does not allow the lender to take foreclosure action when the borrower files to the court that he or she is bankrupt . When you need advice on this, you will need to link up with a loan modification specialist to help you avoid such an unexpected situation. How bankruptcy can act to save your property Bankruptcy sometimes can save you from the foreclosure action because the court does not allow the lenders to sell your property once you have filed the case that you are bankrupt. When you file for bankruptcy, it acts as an acknowledgement that you are broke and you don’t have the ability to pay the debt currently. How bankruptcy ruins your credit  When you are bank...

Depending on your personal and financial circumstances, inheriting a house from a loved one may not be a true pot of gold at the end of the rainbow . It’s especially true when that home is in need of repairs or renovations. When this happens, homeowners may wonder how they can deal with such needs, especially if there is no intent to keep the inherited house. If you now own a “fixer upper” and don’t have the means to fix it to sell , why not sell your house for cash ? You can quickly sell a house without the need to deal with expensive repairs and get out from underneath an expensive burden. Inheriting Someone Else’s Problems Loved ones who leave a home to family members have the best intent. They give their property to family in the hopes that it can either be useful or provide a form of inheritance if they decide to sell the home. Regrettably, many inherited homes also suffer from varying levels of disrepair, most likely because they were owned by elderly individual...

There are multiple sides of real estate investment that may surprise those who don’t understand the many benefits investors provide to communities . Buying homes for cash through easy, trouble-free transactions helps people on a variety of different levels, even some who are totally uninvolved with the sale . In reality, investors buying houses provide a great service directly to involved neighborhoods and indirectly to other property owners . They can save homes and neighborhoods from undesirable fates. Investors Help Homeowners It’s no secret that real estate investors will buy homes for cash; however, all the ways in which such sales benefits home sellers often go unnoticed . Sellers who either cannot wait for conventional sales to occur without losing their homes – and their equity – come to real estate investors in order to rescue their investment in the property rather than losing it completely . Selling for cash is a great option for people who have inherite...