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Showing posts from December, 2017

Alternatives to Losing your Home to Foreclosure...

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If you have mortgaged your homeand are unable to make the payments because of the housing market crash, the loss of your job or insufficient funds, then you must be worried about foreclosure. You may be receiving grave phone calls or visits to your home by people from the mortgage company who offer information and advice about what you should do. This is bad and often detrimental to your credit score. You could very well lose your property without making a profit. Trying to ignore the problem or letting others make decisions for you is not a wise move. It is best to study all the options available and make a decision yourself.

There are quite a few options available. Bankruptcy must be your last option, as it drastically harms credit score ratings, and a bad credit score will adversely affect your chances of getting loans in the future and possibly jobs. There is however a temporary stay on the foreclosure process.

Outright SaleIf you have close family or friends who unders…

Does Bankruptcy Ruin My Credit Due to Foreclosure?

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Bankruptcy is the situation in which one has no funds and the debt that he or she has surpasses his or her income. Therefore, he or she gets stuck with no ability to pay. Bankruptcy is something that is taken very seriously by the lenders because it results to the default payment. The law does not allow the lender to take foreclosure actionwhen the borrower files to the court that he or she is bankrupt. When you need advice on this, you will need to link up with a loan modification specialist to help you avoid such an unexpected situation.
How bankruptcy can act to save your property Bankruptcy sometimes can save you from the foreclosure action because the court does not allow the lenders to sell your property once you have filed the case that you are bankrupt.
When you file for bankruptcy, it acts as an acknowledgement that you are broke and you don’t have the ability to pay the debt currently. How bankruptcy ruins your credit When you are bankrupt, most of the lending ins…

Avoid Repair Nightmares – Sell Inherited Houses For Cash...

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Depending on your personal and financial circumstances, inheriting a house from a loved one may not be a true pot of gold at the end of the rainbow. It’s especially true when that home is in need of repairs or renovations. When this happens, homeowners may wonder how they can deal with such needs, especially if there is no intent to keep the inherited house. If you now own a “fixer upper” and don’t have the means to fix it to sell, why not sell your house for cash? You can quickly sell a house without the need to deal with expensive repairs and get out from underneath an expensive burden. Inheriting Someone Else’s Problems Loved ones who leave a home to family members have the best intent. They give their property to family in the hopes that it can either be useful or provide a form of inheritance if they decide to sell the home. Regrettably, many inherited homes also suffer from varying levels of disrepair, most likely because they were owned by elderly individuals who ei…

Investors Helping Neighborhoods...

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There are multiple sides of real estate investment that may surprisethose who don’t understand the many benefits investors provide to communities. Buying homes for cash through easy, trouble-free transactions helps people on a variety of different levels, even some who are totally uninvolved with the sale. In reality, investors buying houses provide a great servicedirectly to involved neighborhoods and indirectly to other property owners. They can save homes and neighborhoods from undesirable fates. Investors Help HomeownersIt’s no secret that real estate investors will buy homes for cash; however, all the ways in which such sales benefits home sellers often go unnoticed. Sellers who either cannot wait for conventional sales to occur without losing their homes – and their equity – come to real estate investors in order to rescue their investment in the property rather than losing it completely. Selling for cash is a great option for people who have inherited property they …

Selling A House As Is – What Can You Offer to Buyers...

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Trying to quickly sell a home is challenging, relying on current market trends and individual home curb appeal. Fortunately, there are options for selling houses in a short period of time, especially for homeowners who are interested in real estate investorswho offer to pay cash for houses. These types of sales are convenient and quick and offer benefits for both a buyer and a seller at the same time. Selling as is can be an option when a rapid liquidation is desired, as almost any house, in any condition, can be sold this way, as long as you understand what to expect if you want to sell your house for cash. The Cash Sales Process For a homeowner looking to sell a home fast for whatever reason, dealing with doing repairs or remodeling to make a home more attractive to buyers is just not a good option because it requires both time and money – and no guarantee costs can be recuperated. On the other hand, selling as is designed so that interested buyers are aware that some impro…

3 Ways To Tell Apart A Real Estate Agents And Investors In Florida...

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If you’re thinking of selling, you’ll likely connect with people who want to help. Some will be agents and some will be investors. Check out this blog post to read about 3 ways to tell apart a real estate agents and investors in Florida, and help you understand why you might want to work with one versus the other…

Thinking about selling your house? You might be approached by a bunch of different people who all offer to help you sell. But not everyone who offers to help will help in the same way. Some are real estate agents, other are real estate investors and they’ll help you in different ways. Here are 3 ways to tell real estate agents and investors apart in Florida.
Ways To Tell Apart A Real Estate Agents And Investors In Florida: List Versus BuyThe easiest way to tell agents from investors is to ask what they are going to do with your house – list it or buy it. A real estate agent will list your house on a listing service and they’ll try to find a buyer. They might need …

We Can Help With Liens / Violations

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If your property has liens or violations against it, know that you are not alone and we can definitely help you. We have purchased many properties with open code violations, city liens, open or expired permits, illegal additions, unsafe structure violations, demolition orders, tax liens, homestead tax penalties and various other title issues that would usually intimidate inexperienced investors and regular home buyers.
What Are Code Violations? Code violations include everything from not adhering to minimum construction standards to not fixing broken smoke alarms. While most building codes are designed to protect you, some cities aggressively flag homeowners who allow garbage to collect in their yards, don’t clean their pool or forget to mow their lawn. Often, the code violation is cleared up before the house goes on the market and the buyer is never aware of it. Other times, code violations can kill a real estate deal.
If your home does not meet a county or municipal bui…

We Can Help With Inherited / Probate Houses

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We Buy Inherited / Probate Houses If you are interested in selling a Property you Inherited, please call: (561) 303-0334 to get an All Cash Offer. We are not Realtors looking for a listing. We are Direct Home Buyerswho will pay Cash and Close Fast on your home in Probate. You will not have to make any repairs, move anything or paint and clean to sell your Probate home to us. We can most likely even buy your home before Probate is done!
We Can Pay For Your Probate Probate can be a very costly and lengthy process if you do not have experience in the field. If you do not have an attorney handling the Probate for you, we can take care of all the paperwork and headache that is involved in the process. We will pay our expert Probate Attorney to handle the legal process in a most efficient way. This will not only save you money, but will also give you peace of mind and allow you to sell the home much faster!

Probate is a court-supervised processof transferring property at death purs…

We Can Help With Foreclosures

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Could it really be this easy to STOP foreclosure at absolutely little or no cost to you, and in less than 7 days - getting your life right back on track with one small decision? Depending on if you have equity in your home, or if you are upside down (owe more than the house is worth) we can help you get cash for your home. If you have enough equity, we can simply purchase your home very quicklyso you avoid a foreclosure sale. In certain situations, where there is not so much equity, we may be able to offer you Cash in return for the deed to the house and our company would keep making the mortgage payments to the bank on your behalf. This is known as a “Subject-to” deal. Avoid Foreclosure – Get CASH For Your Florida Home!
As foreclosure rates hit record levels, more sellers are turning to short sales as a way to avoid foreclosure. Short sales are one of our expertise. We work with a team of short sale negotiators and real estate professionals that specialize in negotiating short…

Mortgage Modification Can Help You Save Your Home...

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Florida is one of the states most seriously affected by the current foreclosure crisis prevalent across the USA. What is more, in South Florida alone, nearly 50 percent of mortgages are upside down, that is, the borrower owes more than the property is worth — probably due in part to the levels reached by the pre-crash housing bubble in Florida. If you are among the many Florida residents who are struggling to save their homes, a mortgage modification program could be the rescue package you are looking for.
What Is Mortgage Modification? A mortgage modification, or loan modification, is a plan by which your lender works with you to make a number of changes to the terms of your mortgage, in order to make it more affordable. For example, the lender can reduce your interest rate, or allow you to change from a variable term to a fixed term rate. The lender could also extend the term of the loan, or even reduce the principal balance. Sometimes your monthly payment might be cappe…

For Sale By Owner - Some of the Alternative Lending Options...

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For Sale By Owner (also known as FSBO): Shortcomings and Alternatives In the world of finance, they say that when one door closes, another opens. One man’s loss is another man’s gain. If you are an underwater homeowner, this might come as little consolation. Seen from another perspective, though, there are almost always ways to take advantage of prevailing tides with a little bit of forethought and planning. Trying to sell your home by yourself, usually referred to FSBO or For Sale by Owner can be difficult or simply impossible. However, by enrolling the help of a creative Real Estate professional, you might find similar alternatives that can work. Alternatives strategies like owner financing and leasing to ownare becoming more common now that traditional lenders have frozen up. The fact that we are firmly entrenched in a buyer’s market just means that we have to do a little research and reorient ourselves to the options.
Assessing the Damage As soon as it becomes clear t…